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What is Firearm Insurance?

Insurance of any kind is designed to protect you from the unexpected. If you are forced to use your licensed firearm in self-defense, chances are it is just the beginning of a very serious set of circumstances. Even if you acted lawfully, you can be charged with a crime and forced to prove that you acted legally and within your rights to defend yourself or your property. You will need to hire an attorney, and if the case goes to court you will accrue a mountain of legal bills. Regardless of the outcome, defending yourself will be very costly.

Even if you are not charged with a crime, or if you are cleared in criminal court, you may still face a civil lawsuit seeking compensation for bodily injury or property damage caused by your gun. An accident or the act of defending yourself or your family could leave you with a seemingly never-ending pile of legal bills and related expenses. 

Insurance companies and gun owners have recognized the need for an insurance product that can help protect you from the costs associated with criminal charges and civil lawsuits that result from the use of a firearm. Insurance products and legal service subscriptions are available that can help you pay your defense and other costs.

After researching the top three firearm insurance companies, I believe that based on benefits packages Firearm Legal Protection is the best choice.  I have worked with several law firms in the past, and I know from experience legal fees can become overwhelming. Firearm Legal Protection is the only insurance company that has unlimited coverage for legal fees, experience witnesses, investigations, etc.  Others offer more items like training material through magazines and videos, but when it comes down it I want their financial support. 


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